If you're planning a trip to Japan — whether it’s to experience the neon lights of Tokyo, the tranquillity of Kyoto’s temples, or the snowy peaks of Hokkaido — it's crucial to be prepared financially.
Today, we’ll explain what currency is used in Japan, how to get the best rates, whether you can use your cards there, and some important cultural tips for handling money during your trip.
What Currency Is Used in Japan?
Japan uses the Japanese Yen, symbolised as ¥ and abbreviated as JPY.
Fast facts:
- Currency name: Japanese Yen
- Currency code: JPY
- Symbol: ¥
- Coins: ¥1, ¥5, ¥10, ¥50, ¥100, ¥500
- Banknotes: ¥1,000, ¥2,000 (rare), ¥5,000, ¥10,000
The yen has been Japan’s official currency since 1871. While global markets may fluctuate its value against the pound sterling (GBP), it remains a strong and widely used currency in Asia and beyond.
Can You Use Pounds in Japan?
No. British pounds (GBP) are not accepted for payments in Japan.
Japan operates as a closed-currency country, meaning foreign currency must be exchanged for yen for any in-country spending. Shops, restaurants, and even airports will not accept pounds, euros, or US dollars for purchases.
So, before you travel, make sure to buy Japanese yen from a trusted UK provider like TravelCash.
How to Get Japanese Yen in the UK
Here are your main options:
1. Order Online Before You Travel
The most convenient and cost-effective option is to buy yen online through a travel money provider. This allows you to:
- Lock in a favourable exchange rate
- Choose delivery or click-and-collect
- Avoid poor airport rates or hidden fees
At TravelCash we offer competitive rates and trusted service — ideal for ensuring you arrive in Japan with the cash you need.
2. High Street Currency Exchange
Bureaux de change are available on the high street, but rates and availability can vary. Japanese yen is usually in stock, but it’s best to order in advance, especially in larger amounts.
3. Airport Exchange (Not Recommended)
Airports often offer some of the worst exchange rates and may charge extra commission. This should only be a last resort.
Can You Use Debit and Credit Cards in Japan?
Yes — but with important caveats.
Japan has a reputation for being a cash-based society, although this is slowly changing. While card usage is increasing, many establishments — especially outside the major cities — still prefer or require cash.
Where cards are accepted:
- Hotels
- Department stores and chain restaurants
- Larger train stations (JR, metro)
- Some museums and tourist attractions
Where cash is preferred:
- Small restaurants, cafés, street food vendors
- Temples and shrines (e.g. entrance fees or donation boxes)
- Local markets or rural shops
- Taxis (especially in smaller towns)
- Guesthouses or traditional ryokans
It's best to carry cash at all times, even in cities like Tokyo or Osaka.
Types of cards accepted:
- Visa and Mastercard are the most widely accepted
- American Express is accepted in fewer places
- Maestro and UK-issued debit cards may not always work, especially in older machines
Make sure your card is enabled for international transactions before travelling.
Withdrawing Cash in Japan
Japan has a well-developed ATM network — but not all machines accept foreign cards.
Best places to withdraw money:
- 7-Eleven convenience stores: 24/7 ATMs with English instructions and low fees
- Japan Post ATMs: Also support international cards and are found in nearly every town
- Major bank ATMs: Some accept foreign cards (e.g. SMBC, Mitsubishi UFJ)
ATM tips for UK travellers:
- Check with your bank about overseas withdrawal fees
- Avoid dynamic currency conversion: Always opt to be charged in yen, not GBP
- Withdraw larger amounts less frequently to minimise charges
Note: ATMs in Japan often close overnight, particularly in rural areas.
Prepaid Travel Cards for Japan
A popular option among UK travellers is to use a prepaid travel money card. You can load yen before you leave and use the card like a debit card in Japan.
Benefits:
- Avoid carrying too much cash
- Lock in exchange rates
- Track your spending
- Generally lower fees than UK bank cards
Cultural Tips for Handling Money in Japan
Japan has a strong culture of respect, formality, and cleanliness — and this extends to money.
Cash etiquette:
- Use both hands when handing over or receiving money
- Many shops and restaurants provide a small money tray — place your cash there instead of handing it directly to the cashier
- Japanese yen is kept in very good condition — try to avoid using wrinkled or torn notes
Tipping culture:
- Tipping is not expected in Japan and can even cause confusion or offence
- Good service is standard and already included in the price
- In rare cases (e.g. private guides), discreetly offering a tip in an envelope may be acceptable
Do You Need to Declare Cash When Entering Japan?
If you're carrying over ¥1,000,000 in cash (about £5,000), you must declare it upon entry into Japan.
This is highly unlikely for most tourists, but it’s good to know the rule — especially if you're bringing cash for family, business, or extended stays.
When’s the Best Time to Buy Japanese Yen?
Exchange rates between GBP and JPY can fluctuate depending on:
- Global markets and economic conditions
- UK interest rate decisions
- Japanese government monetary policy
To get the most value:
- Monitor rates and buy when the pound is strong
- Avoid buying last minute at airports
- Sign up for rate alerts from TravelCash to track market movements
Ready to Buy Japanese Yen?
Avoid airport queues and poor exchange rates — order your yen online today from TravelCash.
Whether you're going for cherry blossoms, bullet trains, or sushi in Shibuya, TravelCash has your Japanese travel money covered.
